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So the question arise what is it you are paying solicitors fees for? These are just some of the questions that you may not have considered.

How can you be expected to manage all these problems on your own? (heck, a lot of people make a right pigs ear of their claims because of simply not knowing a few secrets that could have turned the claim in their favour or significantly increase their compensation).

And do you know what to do about it to get results? This may be a major frustration for you even as we speak.

Have you been recently involved in negotiation with an insurance company in respect of a claim such as a motor car accident involving personal injury? Or do you know of a relative or friend who has been injured in a recent traffic accident? You may be aware of the statistics in respect of fatal accidents particularly involving young people and the problems of drink driving.

Are you worried your claim may go to court? Historically,only a small minority of claims, less than 2 percent ever go to court.

Of course you may be feeling a bit daunted.

It is not just on the roads that people....

The majority of claims fall within the jurisdiction of the Small Claims Court and the County Court.

But as I mentioned above the vast majority of claims are settled by negotiations directly with the insurance company rather than through the courts.

If you have lost a son or daughter or other loved one in a motor accident then you will know and have felt the pain I am talking about.

As the saying goes 'you don't know what you don't know'.

But if someone points these things out to you then it changes everything because now you do know.

Indeed, there is very little desire on the part of the insurance company to go to court even if they have a strong case because that would increase their costs.

Only a small minority of claims are of such value to fall within the remit of the High Court and an even smaller number go to trial.